Annual Report 2021
LETTER
FROM THE CEO
KEY FIGURES
Key Financial Figures
Key Non-financial Figures
Stock Information
BUSINESS REVIEW
Digital Banking
Global Operations
Retail Banking
Corporate Banking
Credit Card
IB & Asset Management
Pension & Trust
COVER STORY
ANNUAL REPORT
Full Report with AFS
Annual Report without AFS
HANA FINANCIAL GROUP
INVESTOR RELATIONS
Key financial Figures
KEY FINANCIAL FIGURES
KEY NON-FINANCIAL FIGURES
STOCK INFORMATION
ASSET QUALITY
Select Key Figures
PROFITABILITY
BUSINESS VOLUME
ASSET QUALITY
NPL coverage ratio
NPL ratio
Delinquency ratio
(Unit: %)
112.51
2019
143.78
2020
177.26
2021
0.48
0.40
0.32
0.30
0.26
0.28